What if 529s are Not What Wall St. Hypes Them to Be?
What if 529 Plan Investments were Riskier than You Thought?
Are 529 Plan investments safe? And if they are, why do 529 fund managers go to such pains to explain the many different kinds of risk? Here's an excerpt from the 130-page 529 Plan Prospectus of Franklin Funds, the manager for New Jersey's NJBEST 529. It takes 16 pages to describe the FIFTY risks of investing in their 529 plan.
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